Emran Esfandiari

Your Mortgage Agent

Get the best rates

I work with a vast network of lenders to ensure you get competitive rates and minimal fees.

Simplify the process

My clear communication keeps you informed every step of the way.

Find a solution for your needs

From first-time homebuyers to self-employed individuals, I offer unique mortgage options tailored to your situation.

My passion is helping you achieve your dream of homeownership.

Since 2015

With over 8 years of experience in lending at various banks
holding an MBA degree
licensed mortgage agent
and a member of the Mortgage Professionals Canada (MPC) professional community

what do you need?

We Work Hard In All Fields

Mortgage agent in Canada affiliated with 8Twelve Mortgage Corp. and licensed by FSRA. A professional member of the MPC Institute and valued member of 8Twelve team managed by Gary Fooks and Victor Camba, boasting a stellar 10-year track record in the mortgage brokerage sector. 

Professional Resume

With over 8 years of experience in lending at various banks, I am currently a member of the 8Twelve Mortgage Corp brokerage, licensed by FSRA, and a professional member of the MPC Institute.


We work with a wide range of lenders to ensure you receive the best possible rates with minimal fees. We prioritize transparent and consistent communication. We provide tailored solutions for every situation.

Work values

Seeing the joy on my clients' faces when they purchase their dream home gives me the greatest energy boost, and assisting others in finding the best financial solutions is incredibly fulfilling for me. Knowing that I've played a role in people's happiness truly motivates me

Our Credibility

Our high rating on Google, based on customer testimonials, speaks volumes about our commitment to work. It's not just a rating; it demonstrates our dedication and enthusiasm for building strong and lasting relationships with our clients.

Specialized Mortgage Financing Services in Canada

We provide comprehensive and precise updates on the status of your application and the actions taken at every stage of financial procurement. Throughout the entire mortgage acquisition process, we stand by your side to ensure optimal outcomes.

Exceptional Rates and Low Fees

Collaborating with a wide spectrum of lenders, including A&B lenders and private institutions, we guarantee the most competitive mortgage rates with minimal fees possible.

Unique Mortgage Procurement Methods

From innovative shared equity programs to a diverse range of mortgage options, including debt consolidation, refinancing, equity release, and more, we offer tailored solutions to meet your specific needs.

8Twelve mortgage two founders have a strong track record of identifying processes and developing systems that scale businesses at a rapid pace. This team is growing fast and making new moves quickly. What might take another company 5 years, 8Twelve can accomplish in 1. Expanded to all major provinces to provide mortgage services to our clients. Won industry awards: Top Brokerage Award-CMP, Best Mortgage Employers-CMP and Top 75 Brokers CMP

45 Sheppard Ave East, Suite 211, Toronto, Ontario, Canada M2N 5W9

A Solid Team

There isn’t a single member of our staff who doesn’t love what they do. And it shows. We’re excited to come to work, we believe in our process and we truly care about serving our clients. Bringing skill, intuitiveness and innovative thinking to the table, we work in a collaborative manner that makes everyone feel good. See what our people have to say about the 8Twelve work experience.

A Superior Customer Service Experience

At 8Twelve Mortgage, helping you accomplish your goals is our top priority. From the first time we connect, right through to the successful closing of your mortgage loan, we’re committed to demystifying the process, educating you, keeping you well informed, thinking creatively and developing solutions to suit your every need.

A Great Vision

We in 8Twelve believe the mortgage industry is behind. Technologies haven’t been adopted the same way they have in other sectors. 8Twelve is here to change that. Constantly innovating and perfecting our operation, our technology and sales expertise comes together in perfect harmony to deliver a mortgage process that is no longer clunky and unnecessarily complicated.

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